Death Policy
As a privileged citizen living in the near future, you hold a "death policy" allowing you to travel back to different points in your past in order to alter the events that led to your violent demise.
Right before your untimely death, your consciousness was transferred into a virtual body at the Phoenix Clinic, where you are given access to previous life experiences, in order to change these and cheat death.
However, things begin to go awry and you wonder whether or not there is something more sinister lurking beneath the clinic's polished appearance, and whether the mysterious facility and its research staff are any more "real" than the nightmarish visions from your past.